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Using our expertise and knowledge of both the London and International marine insurance markets we have created a niche team providing insurance solutions that are cost-effective as well as client responsive in all marine related areas. Hull & Machinery Insuring the interest of the shipowner, operator or manager in the vessel, policies can be arranged on either Time (12 months) or Voyage, Port Risks or Builders Risks basis with first class insurers. Breadth of cover will depend on the type of tonnage insured and the clients' requirements. In addition separate War Risk Policies can be arranged to protect the assured against acts of vandalism, terrorism, sabotage, damage caused by mines, torpedoes etc. Protection & Indemnity (P&I) / Marine Liability Insurances Working alongside with our clients we analyse P&I cover terms and conditions to ensure that they interlock with the Hull & Machinery covers and that all liability aspects of P&I nature are properly covered. Depending on each client's specific needs and requirements, cover can be arranged either with the International Group Clubs, Fixed Premium facilities and other Mutuals specialising in other types of liabilities such as Charterers Liabilities, Transport Liabilities, Strikes etc. Marine Cargo Insurance Cargo policies to cater for cargo movements by sea, air or land, are arranged either by using open covers, which are today the main type of insurance for the movement of cargoes, or "stand alone" policies for individual shipments. A "stock throughput" coverage can also be arranged to accommodate any static risks (such as storage) our clients may have by the nature of their business. Income Protection / Specialist Products In addition to the tradional types of cover offered by the marine market there are a number of other products which are designed to provide protection for those financial risks not covered under conventional insurance programmes. They are tailored to respond to the financial consequences a company suffers when an insured peril causes temporary or permanent disruption to normal trade flow. Such covers are Loss of Hire (traditional loss of income cover), Trade Disruption Insurance and Cruise Cancellation (tailor made for the passenger ship industry). Aphentrica's marketing oriented philosophy puts clients in the centre of our business. Our role is far beyond placing insurance coverage. We adopt a partnership approach and have become an ex officio business partner to our clients. It is a prerequisite that we understand our clients' business and offer tailor made value added insurance solutions to their insurance needs. Our aim is to assist clients in improving profitability by providing insurance covers which are acting as catalysts to their strategic goals for expansion. We consider quality and customer service to be key linkages for long term relationships of mutual advantage. Commitment, Reliability, Trust, Honesty and Openness are the foundations on which we build business relationships. Today, Aphentrica's business portfolio reflects the success of this approach and includes clients and policy holders from all sectors of the marine industry. In a volatile and fast changing environment at Aphentrica Marine Insurance Brokers Ltd we adopt a forward orientation. We anticipate changes so that we are ready to meet and exploit them when they occur, guarantying that our standards of excellence remain constant. Aphentrica invests in its people by employing and training highly skilled individuals at every level, who enjoy the challenge of the insurance industry. Their experience and knowledge of insurance practice along with their combined professional and academic backgrounds in insurance, shipping, finance, marketing and administration procedures, offers the company the most important advantage of understanding its clients' needs and developing relationships built on trust. Aphentrica Marine Insurance Brokers Ltd was founded in Limassol, Cyprus,in 1994 as independent brokers and consultants. In this capacity we specialise in marine related insurances offering our services to shipowners, operators, managers and cargo owners. Aphentrica is an associate member of the Cyprus Shipping Council since 1995. We specialise in marine related insurances offering our services to shipowners, operators, managers and cargo owners. Aphentrica Marine Insurance Brokers Ltd.